IVF Treatment Cost in Mumbai – Pricing & Factors Explained

What is IVF Treatment?

IVF treatment is a kind of fertility treatment that involves combining the female eggs with the male sperm in a laboratory outside the woman’s body.

The resultant fertilized egg, which is now known as the embryo, is then placed inside the woman’s uterus or womb. The successful implantation of the embryo into the uterus wall results in a pregnancy.

The procedure is generally recommended for couples struggling with infertility issues who wish to conceive.

What Are the Different Components of the IVF Treatment Cost?

The IVF treatment cost in Mumbai usually includes the following different components:

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  Consultation cost: It includes the initial consultation charges for the fertility doctor and the clinic charges. The consultation charges can vary based on the qualifications, reputation, and expertise of the fertility specialist. During this consultation appointment, the couple’s medical and sexual history is discussed. The fertility potential of the couple is also evaluated.

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  Cost of medications: The cost of medicines used in IVF treatment may vary based on the type and dosage of medication prescribed. The medications recommended may include hormonal medications for ovarian stimulation, medicines for female egg maturation, and medicines for luteal support.

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  Cost of diagnostic tests: Some diagnostic tests may be recommended to check the fertility status of the male and female partners. These tests may include blood tests, ultrasound scans, semen analysis, etc. The cost of these tests will be added to the overall IVF treatment cost.

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  Cost of ovarian stimulation medications: Ovarian stimulation involves the stimulation of the female ovaries using medicines to produce multiple female eggs.

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  Egg retrieval charges: Egg retrieval is a minor surgery performed to retrieve the female eggs from the ovaries by using a needle guided by a transvaginal ultrasound.
  The egg retrieval cost will include the anesthesia cost, surgeon’s fees, and the charges of the operating room.

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  Cost of sperm preparation and freezing: Sperm preparation and sperm freezing may be performed before the IVF treatment procedure. This cost is added to the total IVF cost.

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  Embryo culture and embryo development: Once the female eggs and male sperm are fertilized, the resulting embryos will be cultured in the laboratory for many days before embryo transfer. The cost of embryo culture and embryo development includes the laboratory charges and the fees for the embryologist.

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  Embryo transfer charges: This procedure involves the transfer of the fertilized embryo to the woman&aps;s uterus. The embryo transfer cost will include the cost of anesthesia, doctor’s fees, and the charges of the operating room.

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  Cost of cryopreservation (freezing) of the extra embryos: Extra embryos may be frozen for future use. The cryopreservation cost includes the cost of the freezing process and storage.

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  Pregnancy test: After 10 to 14 days of undergoing the embryo transfer procedure, a pregnancy test is done to check for pregnancy. The cost of the pregnancy test will be included in the total IVF treatment cost.

The total cost of IVF treatment will be calculated by adding the cost of materials, equipment, and procedures used during each step of the IVF treatment.

What Affects the Cost of IVF Treatment?

Several factors may affect the cost for IVF in Mumbai. These factors include the following:

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  Location of the IVF clinic: The cost of IVF treatment varies depending on the location of the IVF clinic. The cost will be more in the case of a clinic situated in a posh area.

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  Reputation and success rates of the clinic: Clinics with good credibility and high rates of success usually have higher treatment charges.

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  Expertise of the fertility doctor: Experienced fertility specialists usually have higher consultation and treatment charges compared to less experienced fertility doctors.

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  Type of IVF procedure: The cost of conventional IVF treatment is generally less compared to modified IVF treatments like ICSI (intracytoplasmic sperm injection) and PGT (preimplantation genetic testing).

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  Cost of medications: The type and dosage of fertility medicines needed can significantly affect the total cost of IVF treatment.

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  Number of IVF cycles: Several women may need to undergo multiple IVF cycles before achieving success. This will increase the total cost of IVF treatment.

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  Additional treatment procedures: Procedures such as embryo freezing, assisted hatching, or use of donor eggs/donor sperm will increase the total cost of IVF treatment.

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  Diagnostic tests: The cost will also be affected by the initial fertility tests and ongoing monitoring required during the IVF process.

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  Age and general health of the patient: A woman with advanced age or underlying health conditions may need additional procedures and care while undergoing fertility treatments like IVF. This will increase the total cost of treatment.

Will Insurance Cover the Cost of IVF Treatment in Mumbai?

The cost of IVF treatment in Mumbai is usually not covered by medical insurance policies in Mumbai. This is because IVF treatment is considered to be an elective fertility procedure rather than a medical necessity.

However, certain medical insurance companies might pay for diagnostic testing and IVF-related procedures like ultrasounds, blood tests, and fertility specialist consultations.

Depending on the insurance company and the particular policy you have, the insurance coverage for these diagnostic tests and procedures may vary. While certain insurance companies might only cover a part of these procedures, other insurance companies might not cover them at all.

Certain insurance plans could have particular exclusions related to IVF treatment or infertility.

If you have medical insurance and are thinking about getting IVF treatment, it is a good idea to ask your insurance company about the extent of coverage you have. You should also ask about any deductibles or co-payments that you may have to pay.

In certain cases, fertility treatments may be covered by your insurance company as an additional rider or add-on to your main medical insurance policy. Before purchasing extra coverage, it is important to thoroughly check the details as these riders could have some exclusions and limitations.

Tips to Manage the IVF Treatment Cost

Although IVF treatment is an expensive fertility procedure, some tips that can help manage the cost of IVF treatment include:

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  Research and compare fertility clinics: Compare fertility treatment costs and facilities offered at different IVF clinics. Choose a clinic offering transparent pricing and having good rates of success, such as Aksigen IVF.

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  Check for offers and package deals: Certain clinics provide packages for multi-cycles, which are usually more cost-effective in case a woman needs to undergo multiple IVF cycles.

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  Choose a clinic close to your home: Travel expenses can be reduced by choosing a clinic located close to your residence.

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  Check different financing options: Most reputed fertility clinics offer financing partnerships or plans with healthcare loan providers. You can also consider taking a medical loan or personal loan. Other financing options that you can consider include government schemes, crowdfunding, or help from non-profit organizations.

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  Check insurance plan: Although IVF is usually not covered by insurance in India, certain policies could cover some aspects related to fertility treatment, such as diagnostic test charges.

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  Lookout for clinical trials: In some cases, participation in clinical trials for new methods for fertility treatments can reduce the cost of treatment.

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  Improve your general health: Good general health overall can improve the chances of successful IVF treatment, reducing the number of IVF cycles that will be needed.

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  Consider embryo or egg-sharing programs: Certain clinics offer decreased costs for patients who are willing to share their embryos or eggs with other patients.

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  Discuss your finances with the fertility doctor: The fertility doctor can suggest cost-effective fertility treatment options depending on your financial situation and specific case.

Although the cost of IVF treatment is an important factor to consider, it is important to be cautious of fertility centers offering IVF treatment at extremely low prices, as it may indicate compromises made in the quality of treatment or low success rates.

Book an appointment with our fertility specialists at Aksigen IVF to undergo top-quality fertility treatment procedures at an affordable IVF treatment cost in Mumbai with excellent treatment outcomes!

FAQs

Is IVF treatment more expensive in Mumbai compared to other Indian cities?

Yes, Mumbai generally has higher costs due to access to advanced medical facilities and experienced fertility specialists, but the high quality of services offered along with high success rates justify the treatment cost.

Are there any hidden costs in IVF treatment?

Some fertility clinics may charge extra for additional tests, counseling, or multiple embryo transfers involved in IVF treatment. It is, therefore, recommended to ask the clinic for a detailed cost breakdown before undergoing IVF treatment. Aksigen IVF offers honest and transparent IVF treatment pricing without any hidden charges to its patients.

Does paying more increase the success rate of IVF?

Higher IVF treatment costs may indicate the use of better technology and experienced fertility doctors, which may indicate improved chances of success. However, the success rates for IVF treatment will also depend on the patient’s general health and other factors.

Which is the best IVF clinic in Mumbai for cost-effective treatment?

Aksigen IVF is the best IVF clinic in Mumbai, offering successful and comfortable IVF treatments under the expert guidance of the best fertility doctors at affordable treatment costs.

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